UPI Payments
Intent, collect and QR-based UPI acceptance with intelligent routing behind it.
Intent & collectQR-based
Home/TrustPay
TrustPay
A Kalyan Karma company
Payments infrastructure
Payments Infrastructure, Built in India
Accept payments, send payouts and reconcile automatically — cards, UPI, net banking and wallets through one integration, with intelligent routing that retries failed transactions through alternate paths. Built for Indian businesses that move real transaction volume.
1,260+Businesses onboarded
99.94%Platform uptime
T+1Standard settlement
120+Payment methods
What TrustPay does
Three things, done properly
Money in, money out, and reconciliation — one integration covering every method, with routing that retries recoverable failures through alternate paths automatically.
Card Payments
Credit, debit and tokenised cards — no raw card numbers ever reach your servers.
TokenisedNo raw PANs
Net Banking
Live bank-availability checks before a customer ever reaches checkout.
Live availabilityEvery major bank
Automatic Retry Routing
Recoverable failures rerouted through alternate paths in real time, not left to fail.
Smart retriesHigher success
Bulk Payouts
File-upload and API-based disbursements with maker-checker approval built in.
File & APIMaker-checker
UPI Payouts
Instant payouts sent directly to a UPI ID — no bank account details needed.
InstantDirect to UPI ID
Virtual Accounts
Per-customer account numbers with automatic reconciliation on every transaction.
Per-customerAuto-reconciled
Virtual UPI IDs
Dedicated UPI handles issued per customer or purpose, mapped straight to your ledger.
Dedicated handlesPer customer
Developer-First APIs
REST APIs with idempotency keys, signed webhooks and a production-matching sandbox.
REST & SDKsSigned webhooks
Fraud & Risk Monitoring
Velocity checks, blocklists and anomaly detection running on every transaction.
Velocity checksAnomaly detection
Who it's built for
Industries running on TrustPay
E-commerceSaaSLendingEducation
MarketplacesHealthcareTravelLogistics
Built to be trusted
Security that holds up to an audit
TrustPay provides payment technology services — it is not a bank and does not accept deposits or lend. Security and compliance are part of the default build, not an add-on.
PCI DSS v4.0Payment security
ISO/IEC 27001Information security
TLS + AES-256Encryption in transit & at rest
Two-person approvalPayout controls
Full audit trailEvery transaction logged
Isolated sandboxSafe testing environment
At a glance
Where the volume goes
58.2%UPI share of volume
24.6%Cards
11.4%Net banking
5.8%Wallets
94.6%Post-routing success rate
24 hrsTypical time to go live
Need payments infrastructure that just works?
Cards, UPI, net banking and wallets through one integration — tell us your monthly volume and business category, and we'll get you a rate.